Preheat oven to 400F.

Spray a 12 cup muffin tin with baker's release spray or grease liberally (I prefer the spray).

Stir together the dry mixture in a mixing bowl.

Separately, mix up the wet mixture, then combine, stirring until just mixed.

Divide batter among muffin cups.

Mix up the topping and sprinkle on top of the batter, tapping lightly to make sure it sticks.

Bake for 15-20 minutes or until a toothpick, when inserted, can be removed cleanly without wet batter sticking to it.

Cool 5 minutes in pan, then turn out to cool on a wire rack.